What is the Warm Homes Plan?
The Warm Homes Plan is a UK Government programme designed to make homes warmer, more energy-efficient, and cheaper to run. Introduced in 2026 by the Department for Energy Security and Net Zero (DESNZ), the plan sets out a long-term strategy to upgrade millions of homes with energy saving improvements, while reducing fuel poverty and supporting the UK’s transition to net zero emissions.
Backed by around £15 billion of public investment, the plan is expected to upgrade up to 5 million homes by 2030, making it one of the largest home improvement programmes in the UK’s history.
Why the Warm Homes Plan exists
Many homes in the UK are older and poorly insulated compared to other European countries. This means households often face higher energy bills and colder living conditions. The Warm Homes Plan aims to tackle these issues by funding improvements that reduce heat loss and support cleaner, low-carbon heating.
The programme focuses on three main goals:
- Lowering energy bills for households
- Reducing fuel poverty, with a target of lifting around 1 million families out of fuel poverty by 2030
- Cutting carbon emissions from homes to support the UK’s net-zero targets
What improvements the plan supports
Through grants, funding programmes and low-interest loans, the Warm Homes Plan helps households install a range of energy-efficient technologies and upgrades.
Upgrades may include:
- Loft, cavity wall, or solid wall insulation
- Air source or ground source heat pumps
- Solar panels and home battery storage
- Improved ventilation and energy controls
- Other upgrades that improve a home’s energy efficiency and comfort
These improvements are designed to reduce heat loss, cut energy usage, and create healthier living environments.
Support available for households
The Warm Homes Plan includes several types of financial support, depending on a household’s individual circumstances, including:
- Grants for Low-Income Households:
Around £5 billion in funding is dedicated to fully funded home upgrades for households on lower incomes or in fuel poverty. These upgrades may include insulation, solar panels, batteries, and low-carbon heating systems. These capital funds schemes are run through social housing providers and local authorities. - Government-Backed Loans:
Homeowners and landlords can access low or zero interest loans to install energy-saving measures such as solar panels, insulation, and heat pumps, helping spread the cost of upgrades. - Heat Pump Grants:
The plan also expands support for low carbon heating, including grants of up to £7,500 for heat pump installations through the Boiler Upgrade Scheme.
Improving standards for rental homes
The Warm Homes Plan introduces stronger energy efficiency standards for rental properties. Landlords may be required to improve the energy performance of their properties over time, helping ensure tenants live in homes that are warm, safe, and affordable to heat.
How the plan will be delivered
The programme will be delivered through a combination of:
- Local authority grant schemes
- Government-backed finance programmes
- Partnerships with installers and housing providers
A new Warm Homes Agency, designed to help coordinate upgrades and provide guidance to households.
This approach is intended to make it easier for homeowners, landlords, and tenants to access funding and install energy-saving improvements.
Experienced and respected managing agent
Full turnkey support services available
Approved national installer network
Helping households out of fuel poverty
Lowering carbon emissions
